Merry Christmas! I'm not sure how, but I landed on the nice list this year. And as such, I really only want one thing for Christmas (and forevermore moving forward): referrals. Long-Term Disability Claims, Life Insurance Claims, and we now do Long-Term Care Insurance Claims. LTD and Life Insurance Claims we can accept from anywhere in the country (even in Puerto Rice). LTC Claims, for now, are limited to Texas. And my gift back to you is that you can expect to receive a 25% referral fee on successfully won claims. Email me at marc@marcwhitehead.com and let's discuss. Ho ho ho!